Investment Philosophy

UFS is committed to providing the highest level of service with prompt processing of financial needs, while maintaining the highest level of integrity. The success of UFS is only defined by the success of its Clients in attaining the best financial solutions. Our investment philosophy is based on the passion that long-term, stable and superior earnings growth drives long-term investment returns and risk-adjusted out-performance. We have developed our investment approach by constantly adjusting it to adapt to global market circumstances.

(i) Long-term and Strategic

Our ability to set long-term goals and persistently be thinking about the future outcome of our investments has an inordinate impact on the success and profitability of our businesses. The key to a successful long-term strategic planning process is for us to identify the core competencies we will require, and then begin immediately to develop or to acquire those core competencies so that we will be strongly positioned for the markets and competition in the future.

(ii) Prudent Balance of Risk and Return

The risk/return tradeoff could easily be called the "ability-to-sleep-at-night test." Our philosophy is based on prudent risk management. We acknowledge a simple and unavoidable fact that the value of our investments will fluctuate, as we are unable to control the systemic risk of our portfolio. Therefore we have designed our investment approach to assess the maximum risk tolerance levels of the investors in both the financial and psychological contexts. Our objective is to achieve a superior and sustainable rate of return within the acceptable levels of risk.

(iii) Financially-Driven Objectives

Our portfolio reflects our investment mandate of purely economic and financial objectives. Within this context, we will also keep environmental attentions into our investment decisions.